Insights
Banking & Recovery
Recovery routes, SARFAESI, DRT, insolvency and cheque dishonour.
Cheque bounce under Section 138: the timelines that decide the case
Most Section 138 complaints that fail, fail on limitation or on a defective demand notice — not on the merits. The dates, in order, and the defences that actually work.
28 April 2026 · 6 min read Corporate & MSMEMSME payment recovery: the 45-day rule, Section 18 and the Samadhaan route
A registered micro or small enterprise has a statutory recovery mechanism that is faster and cheaper than a civil suit — with compound interest at three times the RBI bank rate. Most eligible businesses never use it.
31 March 2026 · 6 min read Banking & RecoverySARFAESI: the 45 days that decide a borrower's case
Section 13(2) notice, the representation you are entitled to make, and the forty-five days to reach the Debts Recovery Tribunal once possession is taken. Why most borrowers who lose simply waited too long.
25 February 2026 · 6 min readConsultation
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